Free loans are granted for a period of 30 days or longer, and their maximum value does not exceed several thousand zlotys. Among other things, for this reason, they are a great way to quickly patch the household budget, in which a hole in the form of unexpected expenditure appeared. How to borrow money and not pay more than the loan amount? The answers that come to our mind then are borrowing from family and friends.
Unfortunately, not everyone is so good in life that he can count on such kindness from loved ones. If you also cannot count on such support, you definitely think that there is no such thing as loans for PLN 0. In the meantime, we have good news for you. You may be surprised by this, but such loans exist and are much more easily available than you might expect. Non-bank loans for 0 zlotys are commonly called payday loans. Any Pole can use them, provided they are of legal age.
Need to get a payday loan? Request a loan here easily
Payday loans are granted by Bridge official website. As a result, they can operate on much more favorable terms, offering their customers a less complicated way of obtaining such a loan. The differences are visible, inter alia, in the number of documents needed, which should be presented together with the application for such a loan. While banks may require from us a whole pile of certificates – about earnings, employment and account statements, the loan from the APRC% is available only after completing a short electronic application, without sending additional information and documents. This significantly reduces the entire time of processing the application, making the free loan very easily available and the entire process takes no more than 3 minutes.
Is it true that there is a difference compared to bank loans, requiring personal appearance in the facility and providing a large set of documents? So if you like this way of borrowing money, you don’t want to incur additional costs related to servicing loans and just want to find out how the first 30-day free loan for a new customer actually works, we have a whole range of information for you. There are several dozen, if not more, companies offering free loans today. Each of them has payday loans available up to the amount of several thousand zlotys. Almost each of these companies also has a promotion for new customers. What is meant by the concept of new customers? It means a natural person who has not previously used the financial services of the selected company. Therefore, if this is your first free loan and you are sure that you have not cooperated with such a company, you can do nothing but fill in the application and wait for the contact from the bank, which will present its loan decision.
How long can it take?
Loan companies offering free payday loans operate very quickly and efficiently. While most of them work only on weekdays, there are also those that analyze applications on non-working days. It is thanks to them that the first free loan for new customers can also be granted on Saturday. The day the banks don’t work. If you want to know which company works like this, we have good news for you, information on this subject is included in the ranking we have prepared especially for you. By using it, you can be sure that you will apply for the best payday loan on the market. For such a product that will allow you to enjoy the ease of free borrowing on the APRC 0% without any additional costs and commissions. If you already want to apply for such a free loan, wait a moment.
Some important facts
They will help you prepare even better for the entire loan application process, making money appear even easier on your account. To begin with, let’s complete the documents that you should have on hand. Here the matter is very simple – you do not need these documents too much. You will find all the details on your ID card. This will be your name, address, as well as the number and series of your ID card, including your pesel number. As you can see, to get a loan for PLN 0 you will not have to provide any information regarding your employment. Employer’s details, place of work, salary or position in which you work.
In fact, no loan company will ask you for this information. Which of course is unthinkable when you want to get a bank loan or a loan. What’s next? Once you have completed your electronic request for a free loan, you can click the send button. At this point, the data you provide will be sent to the loan company, where it will go to the analysis department. The application will be checked in formal terms. If all the information contained in it is true, you will be able to count on a free loan to be granted. How soon will the money appear on your account? This may come as a surprise to you, but cash will be available really quickly – even on the same day.
The condition is then to have an account in the same bank where the loan company has its account. They usually have bank accounts maintained by all major banks. And all this in order to be able to offer free loans that will appear on the customer’s account the same day. It is also a good tip for everyone who is at the stage of choosing a bank where they will open their personal accounts. If you are hesitating about which bank to choose, it will always be a good decision to choose the largest banks on the market. Then, if you want to receive free loans, you will get money on your account faster than when you have an account in a small and unknown bank.
Verification transfer – sometimes needed
Let’s talk about a very important issue here, which is the security of free loans. Is this way of borrowing money really safe? Are we in danger of passing on our data to private loan companies? Or maybe we are at risk that someone will get free loans on us and we will have to pay them back? Certainly, not one person has heard in the media or read in the press about similar matters. Indeed, similar cases have been known in the past and have involved both private loan companies and loans from banks. Currently, however, numerous safeguards have been introduced to prevent this type of situation. In order for the first 30-day free loan for new customers to be granted, they must complete a so-called verification transfer.
What is he To eliminate the phenomenon of impersonation of someone else’s identity, a simple data verification procedure has been used for some time. It involves making a symbolic transfer from your bank account. When establishing such a bank account, you had to identify yourself with a personal document. It can, therefore, be assumed that if the data in the application matches the data that will be visible on the incoming transfer in the sender field, we are dealing with the same person and in fact, they are applying for a free loan. Of course, here it is necessary to warn all people not to disclose their login data to the transaction system at the bank to anyone. Do not disclose any other data that may be considered confidential to anyone. Including the PESEL number as well as the ID card series and number.
You should also exercise caution and control over how you log in to your bank’s website. Always do this only on pages that have the correct address and are secured by certificates, as evidenced by the padlock symbol next to the page address. Other steps to keep us safe when applying for a free loan are not passing on your passwords to anyone. We should also remember that the verification transfer must be made from such an account, which we can be sure that the data in it are consistent with those provided in the application. If they differ, for example, by street, because you once changed your place of residence, but you forgot to correct it in your bank, you should do it before sending a verification transfer. Otherwise, it will be rejected and the application will not even be considered due to non-compliance with security requirements.
Free loan as an opportunity for testing
Are you still not convinced of payday loans? On the one hand, you would like to use them, but you still remember negative reviews from years ago? If so, a free loan is a great opportunity to verify your opinions. And without any consequences, in as many companies as you can find in the promotion of a free first loan for new customers. By following the basic rules, i.e. timely repayment of borrowed money, you can be sure that your loan will definitely be free and you will not pay more than what you borrowed.
Finding a free loan is not that difficult
Loan companies advertise themselves that they have such a promotion in their offer. It is also not complicated to get such a loan. A free loan is available to any customer who only wants to complete a simple application on the website. The customer will find out by e-mail that he has received an SMS or e-mail about the fact that the free loan has been granted. From that moment, all you have to do is count down the minutes until the coins appear on your account and you can manage them in the way you’ve always dreamed of. Are you ready for this If so, we can do nothing but invite you to review the free loan offer, choose the best one for you and apply for the one you want.