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Things to Think About When Taking a Bad Credit Loans

Things to Think About When Taking a Bad Credit Loans


Personal loans offered by lenders for those with poor credit usually require an average credit score of at least 620 according to FICO an analytical firm. In addition, the debt-to-income ratio can be measured as the amount that is the sum of what you owe as well as the amount you earn every month, should be carefully maintained as well. Bridge official website

The majority of lenders favor applicants with a stable and predictable income to ensure that loans are timely. Some lenders prefer to set the annual income limits for the borrower. However other lenders could decide to set a cap without taking into consideration other elements, such as the work you do or earnings as well as your capacity to repay the loan.

Certain lenders will also look at the credit score of your previous lenders along with the credit score history. If you have bad credit that is unable to meet the criteria alone There are lenders that allow you to add a co-signer. This way, you will be able to benefit from the co-signers credit rating and salary that could aid you to bargain with the lending institution.

Interest Rates Available

This is perhaps the most crucial factor to take into consideration when searching for an institution to provide a low credit loan. This is due to the fact that companies offer higher interest rates for loans that don’t require a good credit score than loans that require a credit score. Therefore that if you apply for loans from any of the websites mentioned above, you will need to pay more for interest.

However, this doesn’t mean you have to pay astronomical interest rates, but rather that you will have to pay higher rates than normal. This means that you must compare the interest rates of different loan companies before making a decision. Keep in mind that If you have a high credit score, you’ll be required to pay less interest on the loan.

Terms and Conditions

The loan contract will be accessible to you after your loan with bad credit was accepted. It will contain all of the details and terms, along with details on the amount and The Annual Percentage Rate.

It is important to read the conditions carefully prior to signing them in order to ensure they are acceptable and suitable for you. It is also important to ensure that you’re financially capable of making the required payments.

Additional Charges

Fines, fees, and other charges for loans are common to people who have low credit scores. Checks that are late in repayment, loans that are returned by banks, and other occurrences could result in these penalty fees too. In addition, those who do not have sufficient cash available to pay for prepayments could be charged.

Processing fees may be charged and are usually disclosed by the lender prior to the time of the borrowing. It is important to remember that these charges can be a significant portion of the amount of loan and are an important aspect to take into consideration when deciding to take out loans from these lenders.

In addition, the cost could be billed separately or as a part of the loan which must be paid back. These fees vary for all lenders, so you’ll need to compare charges from different lenders before making a choice. The cost of late payments could be as high as 10% of the balance of your loan per month, so you should make every payment on time as you can.


As the borrower, you must check if there are savings funds or other assets that you are able to sell to help you out from a natural disaster.

Nigerian alumni of Cuban education recount their experiences and denounce the American blockade


Five Nigerian alumni of the Cuban education system have highlighted the lessons their home country can learn from the interactive and hands-on mode of learning in the Caribbean country.

Among those alumni are four sportsmen and a doctor who have all returned home and recounted their experiences, shared lessons and spoken out against US sanctions against Cuba.

They spoke to PREMIUM TIMES in Abuja on Friday during a panel discussion held at Cuban Embassy in Nigeria.

Aliyu Makpha, from Nasarawa State, who now works as a sports administrator in the Federal Ministry of Youth and Sports, studied under the bilateral exchange program between Nigeria and Cuba.

He studied physical education and health at International Sports School in Cuba. Makpha noted that learning Spanish, a prerequisite for studying in Cuba, was not difficult. He said speaking the Hausa language was a plus because, like Hausa, Spanish is written the same way it is spoken.

“I did my primary and secondary education here in Nigeria; I was about to go to college when the scholarship came. I went to Cuba under a bilateral education agreement to study health physical education and sports.

“The two countries are different in terms of cultural background and system of government, so we should expect that difference in education – the difference is there.

“Due to Cuba’s communist ideology, education in the country is free,” Makpha said.

“I’m not saying the Nigerian education system is bad, but I think we can certainly borrow some things from the Cuban system.

“Speaking of sports, which is my profession, we can borrow a lot from Cuba to improve our physical and health education program, because you know that Cuba is one of the best sports countries in the world. Nigeria can become the best from Africa and the world.

Mr Makpha said the Federal Sports Ministry was looking to diversify its sporting focus.

Amina Amanchi from Plateau State also studied at the International School of Physical Education and Sports in Havana and now works in the Ministry of Youth and Sports. She credited her athletic skills with paving the way for her to get to Cuba.

Nigerian Alumni with Mr. Pavel Bauzá-Fusté, Deputy Ambassador of Cuba to Nigeria

“I used to run, that’s why my father suggested it to me when they were looking for people to go on the stock market in Cuba.”

She also commented on the derogatory ways in which people who study physical education are approached.

“Studying physical education in Nigeria is a bit discriminatory, I hear they call them jumpologists. But in Cuba, it’s the opposite; sport is an integral part of their education. I was happy and proud when I went to study in Cuba.

Speaking of the hospitality she received as a student in Cuba, Ms. Amanchi said, “Of all the countries I have visited in the world, Cuba has shown me the most acceptance and friendliness. . They give you the team spirit you need for everything. I have never experienced racism, wherever you are from, Cuba is right at home.

“The Nigerian education system can learn to be more interactive and less informative like in Cuba,” Ms. Amanchi said.

The group noted that there are no strikes to disrupt learning in Cuba, even when teachers are unpaid.

“Teachers are dedicated to their work; They don’t mind whether they get paid or not, but the passion for imparting knowledge is a major driver for members of this group. They advised Nigeria to learn from them.

Juliet Iyen arrived in Cuba on a scholarship from the federal government. In Cuba, the stars aligned in her favor as she received a Cuban scholarship to study up to a doctorate.

Ms. Iyen shared how her studies in Cuba taught her to be a one-stop-shop for education and sporting needs. She now works as a physiotherapist in Nigeria.

For Ms. Iyen, she did not choose Cuba, Cuba chose her.

“I don’t come from a wealthy family. My dad saw an ad about the scholarship in the newspaper and decided we would get the form, I applied and was chosen. I didn’t really choose Cuba but when the scholarship came I had to go to Cuba,” Ms. Iyen said.


According to Ms. Iyen, the Nigerian education system is not really bad. But according to her, Nigerians do not love their country enough to see it flourish, unlike Cubans who derive optimal satisfaction from as little as seeing their flag being hoisted for one reason or another.

She also lamented the effect of the US blockade on Cuba and the difficulty for students to access products from other places.

She called for the lifting of sanctions imposed by America on Cuba, adding that the world is deprived of the benefits it could derive from Cuba due to the blockade.

Emmanuel Anih, who now works at the Cuban Embassy in Nigeria, told PREMIUM TIMES that the blockade is affecting Nigerian students studying and those seeking to study in Cuba.

“For example, when we were in Cuba, it was difficult to send money directly to Cuba. He had to be sent to Canada, to the United States, to France before he arrived in Cuba. So far, you cannot transfer directly to Cuba; people who want to travel to Cuba for medical reasons also find it difficult.

He added that for students already in Cuba, the blockade makes it difficult for parents to pay their children’s tuition or send money for their upkeep.

Moreover, “there are things that people in other parts of the world can benefit from that the blockade does not allow them”.

Vera Adugwo studied medicine in Cuba. She works as a house officer at the National Hospital in Abuja.

Unlike others who went to Cuba through a scholarship program, Ms. Adugwo was sponsored by her family.

“I chose Cuba because I think their health profession is really good and you learned a lot; you end up being a very good doctor. Medicine in Cuba gives you a lot of practical knowledge.

For Ms. Adugwo, Cuba is a second home as she grew up in Cuba before moving.

“I felt it was a familiar place to return to as I grew up there. My dad sponsored me. We met a Cuban-trained doctor in Madrid who gave my dad some clues about how Cuba is a great place to study medicine and the privileges that come with being trained in Cuba.

According to Ms. Adugwo, studying medicine in Cuba is quite affordable compared to the United States, if one is not on a scholarship.

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Arbeloa presents the clinics of the Real Madrid Foundation in Porto Montenegro


NEW STORIES. 01/20/2022

Some 400 participants are ready to take advantage of the experience, which is offered in collaboration with Be Free Football and The Spanish Way.

The amphitheater of Real Madrid City hosted the online presentation of the Real Madrid Foundation clinics to be held in the future in the Bay of Kotor (Montenegro) in collaboration with the city of Porto Montenegro, Be Free Football and The Spanish Way. The event was attended by the General Manager of the Real Madrid Foundation, Julio Gonzalez Ronco, and ambassador of Real Madrid, Alvaro Arbeloa, while Ignacio Sánchez, CEO of The Spanish Way; Zlatko Maric, CEO and founder of Be Free Football; and David Margarson, managing director of Porto Montenegro, attended remotely.

the Real Madrid FoundationBe Free Football’s partnership through The Spanish Way is now five years old and although the upcoming camps will not represent the first such events to be held in Montenegro, it is the first time they will be hosted in the city. exclusive to Porto Montenegro. in the Bay of Kotor. The clinics offer boys and girls who already play football the opportunity to experience the Foundationits values ​​and its methodology for building skills.

Funds and scholarships
Funds raised through the clinics are used for project management and FoundationSocio-sports projects and programs are aimed at socially disadvantaged minors. In addition, on this occasion, a scholarship program is set up for clinics.

Arbeloa again expressed its support for the Foundation‘s clinics and said that “a true measure of our success is when a partner is eager to repeat the experience we offer them”, referring to the fact that Montenegro has already hosted Real Madrid Foundation clinics. During this time, Maric pointed out that Montenegro is a country renowned for its athletes and champions and congratulated the club’s football team on their recent success in the Spanish Super Cup. For her part, Margarson spoke of the ideal nature of the city’s sporting facilities and tourist and local infrastructure that sees the area attracting such numbers of visitors during the summer months, with local authorities eager to provide all visitors “the best experience”.

Clinic dates
The clinics will run from July 25 to September 2 for six intense weeks during which more than 400 participants aged 6 to 17 will attend 90-minute slots. Creation of Be Free Football and The Spanish Way Real Madrid Foundation partners and have successfully organized clinics in the Mediterranean region over the past five seasons, attended by over 2,000 participants.

Ricardo Bofill, architect of otherworldly buildings, dies at 82


Ricardo Bofill, a Spanish architect behind some of the most amazing buildings in the world, died in a hospital in Barcelona on Friday. He was 82 years old.

The cause was Covid-19, his son Pablo said.

Among Mr. Bofill’s best-known works are social housing projects, mostly built in France in the 1980s, with largely oversized classical elements, which have been both derided as kitsch and hailed by critics as the long-awaited middle ground between historicism and modernity.

He began his career with a series of small projects in Spain that followed geometric rules to sometimes mind-boggling extremes. La Muralla Roja, designed in 1968 and completed in 1973, in the coastal town of Calpe, reimagined the North African casbah as a bright pink assemblage of walls and stairs as if arranged by MC Escher.

Another housing project from the same period, Walden 7, outside Barcelona, ​​consists of 22 towers grouped around five courtyards, their exterior facades painted an earthy ocher and their courtyard facades a dark aqua .

But it was more than simple aesthetic exploration that motivated Mr. Bofill. His goal, his son Pablo said in an interview, was “to demonstrate that at a modest cost you can build social housing where every floor is different, where people don’t have to walk down endless hallways, and where different populations can be part of a community”.

By the 1980s Mr. Bofill had begun to use historical details as surface decoration – a hallmark of the style known as postmodernism. And for much of that decade, it served him well.

In 1985 the Museum of Modern Art in New York held an exhibition of his work, including color photographs of a number of housing projects in and around Paris. The first built, Les Arcades du Lac, was a gargantuan version of a 17th-century formal garden, with apartment buildings replacing the hedges.

Another, known as Les Espaces d’Abraxas, reinvented and repurposed classic elements in unsettling, otherworldly combinations; it features vast columns made not of stone but of reflective glass. This project has often been described as a kind of “Versailles for the people”. But its jarring juxtapositions made it dystopian – and it served as the perfect backdrop for Terry Gilliam’s 1985 film ‘Brazil’ and the last of the ‘Hunger Games’ films.

Paul Goldberger, the New York Times architecture critic at the time, wrote in 1985 that it was Mr. Bofill’s gift “to be able to unite the French instinct for monumentality, which had been dormant since he era when the Beaux-Arts ruled French architecture, with the country’s more current leanings towards populism.

Mr. Goldberger visited four Bofill projects which he called “collectively, the most significant body of architectural works built in Paris in a generation”. He was particularly interested in The Scales of the Baroque, a 300-unit development in the crumbling 14th arrondissement, classically detailed and organized around tightly composed public spaces. He described it as important to Paris as the Center Pompidou.

But the influence of the project proved to be limited. Postmodernism was short-lived and Mr. Bofill returned to more conventionally modern work.

“When post-modernism became accepted and popular in the United States and around the world, it also became a style,” Bofill told Vladimir Belogolovsky in a 2016 interview for the ArchDaily website. “And over time, it became ironic and even vulgar. I was no longer interested. »

Ricardo Bofill Levi was born into a prominent Catalan family in Barcelona on December 5, 1939, a few months after the end of the Spanish Civil War. His father, Emilio Bofill, was an architect and developer. His mother, Maria Levi, was a Venetian who became a patron of the arts in Barcelona.

Ricardo developed an interest in architecture when his father took him to visit building sites. But when he considered a career in architecture, he felt both inspired and inhibited. Having grown up under the dictator Francisco Franco, he explained in an essay in 1989, “you dream of freedom and great travels. I left as soon as I could. »

This happened after he became a student – and student activist – at the Escola Tècnica Superior d’Arquitectura de Barcelona. During an anti-Franco demonstration in 1958, he was arrested and expelled from school.

He moved to Geneva to continue his training as an architect. While there, he told Mr. Belogolovsky: “My real passion ignited when I discovered the work of Frank Lloyd Wright and Alvar Aalto. I was linked to organic architecture, to buildings that integrated with nature.

In 1960 he designed a summer house for a relative on the island of Ibiza, a modest stucco building that seemed close to nature.

He founded his company, Ricardo Bofill Taller de Arquitectura, in Barcelona in 1963. In 1975 the company – and Mr. Bofill – moved to La Fábrica, a 32,000 square foot former cement factory outside of Barcelona, ​​which he spent decades turning into a habitable ruin.

Five years earlier he had proposed a housing project for Madrid called the City in Space, an infinitely expandable structure with turrets and battlements and, in some renderings, a crazy quilt of colorful patterns.

According to Pablo Bofill, the project led the mayor of Madrid, an ally of Franco, to tell Mr Bofill that he would never build in Spain again. Mr. Bofill decided to start a new life in Paris, where he won the commission to replace the markets called Les Halles. His project was already under construction when the mayor of this city, Jacques Chirac, fired him from the project.

However, by 1985, his innovative social housing had made Mr. Bofill a star of the French architectural scene. But over the years, the projects outside of Paris have become symbols of violence and misery, and there has been a movement to demolish the Espaces d’Abraxas. However, the locals held back the wrecking ball.

In an interview with Le Monde in 2014, Mr Bofill said: “My experience in France is partly successful and partly unsuccessful. He succeeded, he says, by introducing new styles and new methods of construction. But, he added, it “failed because when you’re young you’re very utopian, you think you’re going to change the city, and in the end nothing happened.”

Besides his son Pablo and another son, Ricardo Emilio, who together run the Bofill studio, the survivors include four grandchildren and Mr. Bofill’s longtime partner, industrial designer Marta de Vilallonga. Mr Bofill never married, but he already had three longtime partners, said Pablo Bofill.

Mr. Bofill has completed three buildings in the United States: the columned Shepard School of Music at Rice University in Houston and two office towers in Chicago. His company’s work also included offices for Shiseido in Tokyo, university buildings for the Mohammed VI Polytechnic University in Morocco, and a W Hotel in Barcelona.

In an unexpected twist, Mr Bofill’s old buildings have found new fans in the 21st century. HBO’s sci-fi series “Westworld” was filmed in part at La Fábrica, and Korean TV’s juggernaut “Squid Game” featured sets that closely resembled La Muralla Roja.

These and other Bofill buildings became familiar Instagram backdrops – or, in the words of Spanish architect and educator Manuel Clavel Rojo, “His buildings became pop icons at the very end of his career. “.

Birth, age, family, education, career, retirement, awards, net worth and more


Biography of Sania Mirza: Tennis star Sania Mirza has announced her retirement from professional tennis after the current 2022 season as her body wears down. The announcement came after her first-round loss in women’s doubles at the Australian Open on January 19, 2022. However, she made it clear that the decision was not triggered by the first-round loss.

Here’s what Sania Mirza said in the post-match press conference.

“I decided it will be my last season. I take it week by week. I don’t know if I can last the season, but I want it.

There are lots of reasons for this. It’s not as simple as “Okay, I’m not going to play”. I feel like my recovery is taking longer, I feel like since my son is three, I’m putting him at risk by traveling so much with him, that’s something I have to take into account. My body is wearing out. My knee was really hurting today and I’m not saying that’s the reason we lost, but I think it takes time to recover as I get older.

Also for me to find that motivation every day to go out, the energy is no longer the same. Right now it’s there but there are days when I don’t feel like doing it. I’ve always said I’ll play until I enjoy this grind, the process and not just win, but you have to enjoy the process and I’m not sure I enjoy it more. I take enough advantage of it to play this season. I worked very hard to come back, get back in shape, lose weight and try to set a good example for mothers, new mothers to pursue their dreams as much as they can. Beyond this season, I don’t feel my body doing it.

I play at a good level. The first week in Adelaide, we (her and Kichenok) beat the top 10, 20 players. I play at a decent level. I was pretty sure it was my last season if I finished it. I’m sure I won’t be coming back to Melbourne to play the Australian Open again.

I have great memories here, in singles, doubles and mixed doubles. It was a great trip. I’m not looking forward to June or July, I’m literally going week to week, with my body, with a virus, there’s so much uncertainty. Every time I play I feel like I have a chance to win, that’s why I’m here. It’s not because of today’s disappointment. Just the way my body is. I’m not sure I can finish the season. I want to play a full season, I’m still (ranked) 50-60 in the world, I feel like I have the level to play.

As an athlete, I feel like I can go far in tournaments. But I have a little meniscus problem in my right knee, I woke up with pain in my wrist a few days ago. There is nothing wrong with that. At 35, I wake up with a few things that I don’t know where they came from. I want to finish the season, try to play until the US Open, that’s my goal. But I still have to take it week by week.”

Biography of Sania Mirza

Birth November 15, 1986
Age 35 years
Height 5 feet 8 inches

Nasr School, Hyderabad

St. Mary’s College, Hyderabad


Imran Mirza (father)

Naseema (Mother)

Job Tennis player
Husband Shoaib Malik
Children Izhaan Mirza Malik
Net value $25 million (approx.)
instagram @mirzasaniar
Twitter @MirzaSania

Padma Shri

Padma Bhushan

Biography of Sania Mirza: birth, family and upbringing

Sania Mirza was born on November 15, 1986 in Mumbai to Imran Mirza and Naseema. Her father was a sports journalist while her mother worked in a printing company.

After she was born, her family moved to Hyderabad where she and her younger sister, Anam Mirza, were raised. Anam is married to cricketer Mohammad Asaduddin, the son of former cricketer Mohammad Azharuddin.

Mirza is an alumnus of Nasr School and St. Mary’s College, Hyderabad. She holds an Honorary Doctorate of Letters from Dr. MGR Educational and Research Institute, Chennai.

Sania Mirza Career

Sania Mirza started playing tennis when she was six years old. She was coached by her father and won 10 singles titles and 13 doubles titles as a junior player, including the 2003 Wimbledon Championships and the 2003 Afro-Asian Games.

She won her first WTA doubles title at the 2004 AP Tourism Hyderabad Open, becoming the first-ever Indian woman to achieve the feat. That year, she won six ITF singles titles. Due to her phenomenal performance in the 2005 season, she was named WTA Newcomer of the Year.

Mirza was seeded at the 2006 Australian Open, becoming the first Indian woman to be seeded in a Grand Slam event. She won the Banglore Open doubles title. In December 2006, she won three medals at the Asian Games in Doha: gold in mixed doubles and silver in women’s singles and team.

In the 2007 summer hard court season, she was at her career best and finished eighth in the 2007 US Open Series rankings and her best singles ranking of world No. 27. She won four doubles titles in 2007.

Throughout 2008, Mirza was plagued with a host of wrist injuries, forcing him to withdraw from several matches, including the US Grand Slam and the French Open.

She won her first Australian Open Grand Slam doubles title at the 2009 Australian Open and her first Premier Mandatory title at Indian Wells in 2011. The same year she won the doubles title of the Family Circle Cup.

His excellent performance at the Fed Cup in Shenzhen with Isha Lakhani helped India qualify for Group I of the Asia/Oceania zone of the Fed Cup in 2013.

In 2013, she won the Dubai Championships doubles title with Mattek-Sands. Mirza teamed up with different players in 2013 and won five WTA titles. She won the 2014 Portuguese Open doubles title and finished second in the Porsche Tennis Grand Prix with Black.

The duo recorded three consecutive quarter-finals at the following clay-court tournaments, namely Mutua Madrid Open, Internazionali BNL d’Italia and French Open, but failed to win any of the titles.

At the 2014 US Open, she played mixed doubles in the US Open duet with Bruno Soares and became the 2014 US Open mixed doubles champion. In the same year, she won a gold medal and a bronze medal at the 17th Asian Games in Incheon, South Korea. She also won a bronze medal in the women’s doubles tournament with Prarthana Thombare. Black and Mirza won their biggest title together at the WTA Finals. It is the heaviest defeat in the history of the doubles final.

Over the years, she has won and lost many matches and reached a career high in 2015. She became the first Indian to be ranked world No. 1 in the WTA doubles rankings. She took maternity leave in 2018 and made a winning comeback in 2020. She and Nadiia Kichenok won the Hobart International in January 2020. Mirza announced her retirement in 2022 as her body is wearing out.

Sania Mirza’s husband

Sani Mirza and Pakistani cricketer Shoaib Malik got married on April 12, 2010 in a traditional Hyderabadi Muslim wedding ceremony at the Taj Krishna hotel in Hyderabad, India. Their wedding reception was held in Sialkot, Pakistan. She received Rs. 6.1 million as Mahr, a custom in Muslim marriages.

As their marriage drew attention online, Mirza became India’s most searched tennis player and sportswoman in 2010, according to Google Trends.

Son of Sania Mirza

The couple announced their first pregnancy on social media on April 23, 2018 and gave birth to Izhaan Mirza Malik in October 2018 and named him Izhaan Mirza Malik.

Sania Mirza Awards and Recognitions

1- Arjuna Prize in 2004

2- WTA Newcomer of the Year in 2005

3- Padma Shri in 2006

4- Brand Ambassador of Telangana in 2014

5- Major Dhyan Chand Khel Ratna in 2015

6- The list of 100 inspiring women of the BBC in 2015

7- Padma Bhushan in 2016

8- NRI of the year in 2016

9- The 100 most influential people in the world according to Time Magazine in 2016

10- UN Women Goodwill Ambassador for South Asia

Read also | Virat Kohli Biography: Birth, Age, Family, Education, Cricket Career, Net Worth & More

André Leon Talley, fashion legend and former creative director of Vogue, dies at 73


Andre Leon Talley, fashion icon and former longtime creative director of Vogue, has died aged 73, after battling an unknown illness.

An inspiration to many designers, writers and everyone involved in the fashion world, Talley paved the way for many and had an undeniable impact in the industry, known as a trailblazer, arrived in New York in 1974, quickly surrounding himself and collaborating with emblematic characters, such as Andy Warhol and Karl Lagerfeld.

Talley joined Vogue in 1983 as the magazine’s fashion information director, finding success as creative director and Anna Wintouris the right hand. He would later move to Paris in 1995, later in his career being awarded the Chevalier de l’Ordre des Arts et des Lettres by the French government, honoring his contribution to the fashion world.


During one of his interviews in 2017, he talked about his experience in the fashion industry; “I worked behind the scenes. I did it in soft tones, and I was persistent and tenacious…I always took on a very calm role. I didn’t scream and scream and scream… That was the best strategy, because that was the world I moved into. After all, it was Vogue, honey.

He would also describe his success in Paris with a message shared on social media; “To be in the august and impeccable body of the Knights: Diana Vreeland, Tina Turner, James Baldwin, Rudolph Nureyev and for a black man educated in the public schools of Durham, North Carolina, I thank my French teacher, the late Cynthia P Smith, who enveloped me in French: the language, the culture, the style, the history and the literature.

Tina Brown's Publication Party for ©GettyImages
Diane von Furstenberg and Andre Leon Talley

Many of his friends are now sharing moving tributes remembering his life and successful career, including the designer Diana of Furstenberg who wrote “We will miss you”.

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LaLiga and AZF launch an MBA in sports and entertainment


Doha: LaLiga Business School, Department of Education of LaLiga, is collaborating with the Aspire Zone Foundation (AZF) to launch a sports and entertainment MBA to be taught in the country from February.

The development is part of a memorandum of understanding signed in 2019 between the two organisations. The institutions have joined forces on various projects and will now set up this Sports and Entertainment MBA, in which the study of new marketing, the transformation of digital and technological breakthroughs, media and entertainment, innovation and entrepreneurship will help prepare future leaders in sport and entertainment. the entertainment industry for Qatar, the rest of the MENA region and beyond.

LaLiga Executive Director Óscar Mayo said: “For LaLiga, education is a key pillar of its philosophy as an institution. We are very happy to have the opportunity to continue to share the expertise of LaLiga in the Middle East, in this case in Qatar. We also want to learn from our partner, Aspire Zone Foundation. This MBA reaffirms LaLiga’s commitment to professionalizing the sports sector and, in line with our slogan, “This is not football”. This is La Liga’, it puts us at the forefront of all leagues, not only in sporting terms but also in terms of educational standards.
For his part, AZF CEO, Mohammed Khalifa Al Suwaidi said, “The Aspire Zone Foundation is recognized worldwide as a pioneer in sports innovation and performance. As a global leader, we’ve partnered with the world’s most esteemed organizations to help us achieve our goals. Hence our partnership with LaLiga. We are proud to partner with LaLiga to demonstrate the superiority of our integrated services model as we continue to be inspired by the Qatar National Vision 2030.”

The first term of this new MBA will run from February 2022 to November 2022, with in-person classes held in Doha and monthly webinars. Additionally, this course will include the kinds of educational tours that have become a highlight of LaLiga Business School’s programs, with five-day trips to London and Madrid already planned.

AZF officials are delighted to draw on the expertise of LaLiga Business School, which was established in 2018 as part of LaLiga’s mission to help professionalize the sports industry through theoretical courses and practice. It was a great success, with the students enjoying the fact that the content was developed by professionals and directors who currently work in LaLiga, clubs, leagues or federations and live the sports industry on a daily basis.

The reputation of LaLiga Business School and its methodology continues to grow, in part thanks to the MoUs concluded with renowned institutions such as the CBF Academy of the Brazilian Football Federation or the Malaysian Football League and with prestigious universities such as the Australian University of Canberra, the Egyptian University ESLSCA or the University of Columbia in the United States.

Already, LaLiga Business School alumni have worked in prestigious and respected organisations, ranging from clubs such as Atlético de Madrid, Real Betis, Levante UD, RCD Mallorca, Cádiz CF or Santos FC to companies like YouFirst Sports, Kosmos or MICSports. to leagues such as Liga MX or even LaLiga itself.

Qatar MBA students can receive their own tailored, high-quality education, which will enable graduates to pursue their own careers in football or other areas of the growing sports and entertainment industry.

King Felipe sends warning to Russia when receiving diplomatic corps – Royal Central


After receiving military personnel in the traditional Pascua Militar ceremony, King Felipe and Queen Letizia continued to hold their New Year’s receptions with the diplomatic corpse.

On Monday, January 17, 2022, Their Majesties arrived at the Royal Palace in Madrid to welcome various people involved in the country’s diplomatic efforts.

The monarch and his wife stood in the small Gasparini room while a palace employee read aloud the names and roles of people entering the room and greeting the sovereigns.

After the queue, the king and queen reached the throne room, where the diplomatic corps waited, standing in front of the thrones, while the political authorities, led by Prime Minister Pedro Sanchez and the Minister of Foreign Affairs, of International Cooperation and Europe Union, stood to the left of the Royals.

The Apostolic Nuncio then received the faculty to speak, as Dean of the Diplomatic Corps, and he began his speech by wishing a happy new year to his colleagues, to the authorities and to the Monarchs. He then referred to the role played by diplomacy in Spanish and global crises, such as the pandemic, the vocal eruption of La Palma or the refugee crisis that the world experienced after the fall of Afghanistan to the Taliban. . He concluded his address by reminding those present of the need for peace in the world, and that such peace can only be achieved through diplomatic dialogue.

It was then King Felipe’s turn to speak, and His Majesty addressed a wide variety of topics, many of which were the same as the Apostolic Nuncio had previously discussed: the refugee crisis, the evacuation from Afghanistan, the pandemic. However, the Sovereign stressed the importance of cooperation to advance international discussions on these topics.

The King also praised his wife’s hard work in promoting international cooperation and equal access to basic necessities around the world; these necessities include equal education for boys and girls and the guarantee of human rights for women. The king expressed his joy that Madrid is hosting an international summit on this subject.

King Felipe also reiterated Spain‘s commitment to various causes, such as the fight against terrorism, both in Asia and Africa, support for emerging countries and democracies in summits where the two counterparts sit on an equal footing, and the various alliances and unions that Spain is part of, such as NATO, the EU and the Latin American summits.

His Majesty concluded his speech with a strong warning to Russia, a nation in the eye of the storm at the moment: while he described the nation as essential to the stability of the Euro-Asian region, he also warned that Spain would always be united. with nations defending their territorial integrity, a clear reference to the growing tensions between Russia and Ukraine, in which NATO plays a key role.

After the conclusion of King Felipe’s speech, he and Queen Letizia left the throne room to go to a small antechamber for the private part of the reception.

It is a tradition that even the pandemic has failed to break: the reception of the diplomatic corps is one of the highlights of any year, with countries hosting it both at the start or at the end of a given solar year.

In most countries, the Apostolic Nuncio (aka Ambassador of Vatican City State) is considered the dean of the diplomatic corps, regardless of the religion of the host country, while all other ambassadors and diplomats occupy a position that corresponds to the time they have spent in the role; the farther back they present their credentials, the more prominent they will be at such receptions.

Omicron denounces the inflexibility of European public hospitals


STRASBOURG, France (AP) — A World Health Organization official warned last week of a “closing window of opportunity” for European countries to prevent their health systems from being compromised. overwhelmed as the omicron variant produces near-vertical growth in coronavirus infections.

In France, Britain and Spain, countries with relatively strong national health programs, this window may already be closed.

The director of an intensive care unit in a Strasbourg hospital refuses patients. A surgeon at a London hospital describes a critical delay in the diagnosis of cancer in a man. Spain sees its determination to prevent a system collapse tested as omicron keeps medical staff from working.

“There are a lot of patients we can’t admit, and it’s the non-COVID patients who are the collateral victims of all of this,” said Dr. Julie Helms, who heads the intensive care unit at the University Hospital of Strasbourg, in the far east of France.

Two years into the pandemic, with the exceptionally contagious omicron impacting public services of all kinds, the effect of the variant on medical facilities has many reassessments of the resilience of public health systems that are considered essential to provide equal care.

The problem, experts say, is that few health systems have built up enough flexibility to handle a crisis like the coronavirus before it emerged, while repeated infection spikes have kept the rest too preoccupied to implement changes. during the long emergency.

Hospital admissions per capita are currently as high in France, Italy and Spain as they were last spring, when all three countries had lockdowns or other restrictive measures in place. The hospitalization rate for people with COVID-19 in England for the week ending January 9 was slightly higher than it was in early February 2021, before most residents were vaccinated.

This time, there is no confinement. The Institute for Health Metrics and Evaluation, a population health research organization based at the University of Washington, predicts that more than half of people in the WHO Europe 53 country region will be infected with omicron within two months.

This includes doctors, nurses and technicians in public hospitals.

Around 15% of the 13,000 staff in the Strasbourg hospital system were discharged this week. In some hospitals, the employee absenteeism rate is 20%. Schedules are established and reset to fill gaps; non-critical patients must wait.

The 26 intensive care beds at the French public hospital are almost all occupied by unvaccinated patients, people “who refuse care, who refuse the medicine or who ask for medicines that have no effectiveness”, Helms said. .

She refused 12 admission requests at the start of the week and 10 on Wednesday evening.

“When you have three patients for a single bed, we try to take the one with the best chance of benefiting,” Helms said.

In Britain, as in France, the omicron is causing cracks in the healthcare system, even though the variant appears to cause milder disease than its predecessors. The British government this month assigned military personnel, including doctors, to replace hospitals in London, adding to the ranks of military personnel who already help administer vaccines and run ambulances.

At the Royal Free Hospital in London, Dr Leye Ajayi described a patient who faced delays in his initial diagnosis of cancer.

“Unfortunately, when we finally saw the patient, his cancer had already spread,” Ajayi told Sky News. “So we are dealing with a young patient in his 50s who, perhaps if we had seen him a year ago, could have offered curative surgery. We are now talking about palliative care.

Almost 13,000 patients in England have been forced to wait on stretchers for more than 12 hours before a hospital bed is opened, according to figures released last week by the National Health Service.

Britain has a backlog of around 5.9 million people awaiting cancer screening, scheduled surgery and other scheduled care. Some experts estimate that this figure could double in the next three years.

“We need to focus on why performance has continued to drop and struggle for years and find solutions to drive short- and long-term improvement,” said Dr. Tim Cooksley, President of the Society for Acute Medicine.

It is crucial to have the capacity to host a thrust, and it is precisely this thrust capacity that many Europeans were surprised to learn their country lacked. The people in a position to turn the tide were the same ones who faced the crisis on a daily basis.

In the midst of the first wave, in April 2020, the WHO European office published practical guidance for health systems to create slack in their systems for new outbreaks, including identifying a staff temporary health.

“Despite the fact that countries believed they were prepared for a pandemic that might arise, they were not. So it’s about building the ship as it sails,” said Dr David Heymann, who previously headed the infectious diseases department of the World Health Organization.

But France had cut hospital beds – as well as doctors and nurses – for years before the pandemic. Rebuilding it in a few months proved too difficult when the current wave infected hospital staff by the hundreds every day. Even allowing symptomatic COVID-19 positive health workers to report to work was not enough.

The UK NHS Confederation, a membership organization for sponsors and providers, says the public health service entered the pandemic with a shortage of 100,000 health workers that has only gotten worse.

The first wave of the pandemic pushed the Spanish healthcare system to its limits. Hospitals improvised ways to treat more patients by installing intensive care units in operating rooms, gymnasiums and libraries. The public witnessed, appalled, pensioners dying in nursing homes without ever being taken to public hospitals which were already well over capacity.

After that, the Spanish government vowed not to let such a collapse happen again. Working with regional health departments, it has designed what officials call “elasticity plans” to deal with sudden changes in service demands, particularly in ICUs.

The idea is that hospitals have the equipment and, in theory, the staff, to increase capacity as needed. But critics of the government’s health policy say they have for years warned of a shortage of hospital staff, a key factor in the difficulty of providing care in the current surge.

“The key element is flexibility, having flexible buildings that can expand, having flexible staff in terms of accepting the transfer of tasks, having flexibility in terms of sharing the loads of a regional structure”, said Dr. Martin McKee, professor of public health. at the London School of Hygiene and Tropical Medicine.

Ultimately, however, McLee said, “A bed is a piece of furniture. What matters is the staff around it,” McKee said.

Helms, the resuscitator from Strasbourg, knows this only too well. His unit can accommodate 30 beds. But it only has enough staff to care for patients in the 26 currently occupied beds, a situation that is unlikely to change soon after the omicron fire in the area.

In the same hospital’s infectious disease unit, frantic planners are borrowing staff from elsewhere in the facility, even if it means non-COVID-19 patients receive less care.

“We are still in the midst of a complex epidemic that is changing every day. It is difficult to imagine what needs to be built for the future for other epidemics, but we will have to think about the system for organizing care, ”said Dr Nicolas Lefebvre, who heads the disease unit. infections at Strasbourg hospital. hospital.

He said Europe is ready to handle isolated outbreaks as in the past, but the pandemic has revealed weakened foundations across health systems, even those considered among the best in the world.

Frederic Valletoux, president of the French Hospital Federation, said policymakers at the national level are now fully aware of the problem. For 2022, the federation has asked for more resources from the nursing staff in place.

“The difficulty of our system is to make things happen, especially when you are in the heart of the crisis,” Valletoux said.


Danica Kirka in London; Maria Cheng in Toronto; and Aritz Parra in Madrid contributed to this report.


Follow AP’s pandemic coverage at https://apnews.com/hub/coronavirus-pandemic

NNY students on Dean’s List at SUNY Potsdam | Education


NNY students on Dean’s List at SUNY Potsdam

The following students from upstate New York have been named to the Dean’s List for the fall semester at SUNY Potsdam.


Hailey Bushaw, art studio

Brasher Falls

Jacob Anderson, chemistry

Keely Fetterley, Community Health

Shane Rose, voice communication


Zachary Barker, story

Mallory Marks, Child and Early Childhood Education


Jesse Cunningham, graphic design and new media

Hannah Stevenson, Business Administration


Josh Rogers, Business Administration


Austin Getman, Business Administration


Evan Klindt, IT


Willow Frizzell, biology


Shelbie Alguire, biology

Noah Forsythe, verbal communication

Andrew Lawton, exploratory/undeclared

Daniel Leslie, Psychology


Sarah Campbell, Business Administration

Dylan Finley, Business Administration

Tori Laparr, childhood/early childhood


Jacob Hatch, physics


Samantha Newtown, Psychology


Trista Ashley, Psychology


Koby Jordan, psychology


Victoria Boliver, childhood/early childhood


Cheyenne Planty, sociology

Olivia Rubin, psychology

Andrew Sior, Arts Management

Mackenzie Spicer, psychology


Breanne Allen, feminist and gender studies

Jessica Amo, psychology

Zoe Brothers, art studio

Mara Brown, art studio

Megan Fregoe, theater

Gideon Jaggers, childhood/early childhood education

Cheyenne Lanning, graphic design and new media

Amanda Morris, Childhood and Early Childhood Education

Riham Saoui, biology

Makayla Szarka, verbal communication

natural bridge

Abigail Swanson, music education


Cassandre Arno, psychology

Samuel Sprague, IT


Jacqueline Butler, exploratory/undeclared

Anneke Chudzinski, anthropology


Eli Bullock, Business Administration

Legacy Fisher, sociology

Ellie Foster, exploratory/undeclared

Julia Lemieux, story

Courtney Loffler, Environmental Studies

Grace Mills, Child and Early Childhood Education

Kristian Perry, Childhood/Early Childhood Education

Megan Perry, Criminal Justice Studies

Jada West, exploratory/undeclared


Brittany Jaquith, Literature/Writing

philadelphia cream

Louis Barreto-Nieves, history

Pierrepont Manor

Anna Charlebois, story


Cris Cordwell, sociology

Joey Lashomb, music education

Adam Parker, voice communication

Rose Sammons, Music Company

Robert Woods, archaeological studies


Ethen White, Business Administration

St. Regis Falls

Clara Hartson, story


Emma Pemberton, psychology


Haley Bowman, Psychology


Conor O’Neil, biology

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Violin, cello, viola lessons available at Angwin | Lifestyles


The nonprofit Paulin Center for the Arts at Angwin is accepting applications to its string studios for violin, cello, and viola lessons for musicians of all ages and levels of experience.

PCA has been providing art lessons at Upvalley since 1984. Rates are $39 per 30 minute lesson (45 and 60 minute lessons also available). Limited scholarships are available on a need-based system.

Lessons are private, in-person and one-on-one with experienced and highly qualified instructors. Instruments are available for rental for a small fee. Contact the office for registration information: [email protected] or 707-965-6201.

Dr. Rachelle Berthelsen Davis, an advanced violin and viola teacher, holds music degrees from the University of Texas at Austin, Indiana University at Bloomington, and Pacific Union College (PUC). She was concertmaster at Carnegie Hall and currently conducts the orchestra and teaches at PUC. As a soloist, concertmaster and chamber musician, Berthelsen Davis has toured the world and enjoys practicing and teaching improvisation in a variety of styles.

Rocío López Sánchez, a cello teacher, is originally from Madrid, Spain, and holds degrees and artist certificates in music from the San Francisco Conservatory of Music as well as four music schools in Spain. She has participated in master classes and music festivals across Europe, teaching and performing in England, Germany, Spain and France, as well as with Juilliard and Ying Quartets.

Anna Washburn, violin and viola teacher, graduated from Boston University and the San Francisco Conservatory of Music. She performs regularly with several ensembles, including Agave, a baroque chamber group, whose latest album, “American Originals,” was nominated for a GRAMMY (results to be announced later this month). Washburn has appeared on stage with Sting, Chicago, John Vanderslice, Third Eye Blind, and hip-hop/opera group Ensemble Mik Nawooj, among others.

The Paulin Center for the Arts is based in Paulin Hall on the PUC campus.